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How to Know if a House is Right for You

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You’ve found a home that you like. You think you can get the right home loan to cover it. But is it actually the right house for you. Buying a house is a huge commitment—not just a monetary one. You are deciding on a place to live, hopefully for a long time. Before just picking the first house that comes along, it’s important to make sure that the house you’re looking at is the right one for you. How can you tell? Here are some things to consider:

Surroundings 

Is this house close enough to your work? Is it close enough to schools? If it’s not, is there adequate public transportation? Is the drive to those places acceptable? Are there shops, parks, grocery stores, and places to eat in the vicinity?

In short: do you like the surroundings? You don’t just live in that house. You live in that community. If you don’t like the community, you’ll hate the house, no matter how amazing the house is. For example, I grew up living a full hour away from the closest mall, which, before the days of shopping online, made getting new clothes a day-long ordeal with the entire family. We lived ten minutes from my father’s job, but hours from any decent restaurants or stores—not an ideal location.

Family

If you are single, you probably will not need as much space as married couples with children will need. However, if you plan on getting married and having children before you want to move into a different house, you might want to factor that possibility into your house selection. On the other hand, if you do not plan on getting married or having children, a smaller house, far from any highly rated schools might be just fine for your situation.

Money

One of the biggest factors in deciding whether or not a house is the right one for you is whether or not you can afford that house. Of course, to buy a house, you will probably need to get a home loan. But there will still be some houses outside of your budget even with a great home loan. Be sure to factor unexpected expenses like repairs, utilities, insurance, etc. when considering how much mortgage you can afford to pay each month.

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