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FAQ VIDEOS

Getting a mortgage can seem overwhelming, but it doesn’t have to be. We have compiled a series of videos that answer some of the most common questions we get so you can Purchase with Confidence or Refinance with Ease.

Video Sections

The First Steps

Getting Pre-Approved

Getting Pre-Approved for a mortgage loan, and how important it is.

Common Mistakes to Avoid

How to avoid some of the most common mistakes people make.

Before Offering on a House

What you should do before making an offer on a house!

Private Mortgage Insurance (PMI)

Private Mortgage Insurance (PMI), what it is, and how to avoid it!

Interest Rates

Mortgage Interest Rates, how they are determined, and why costs matter!

During The Loan Process

Appraisals

The process of getting an Appraisal, who is involved, and what to expect.

Earnest Money Deposit (EMD)

Earnest Money Deposits (EMD), what they are, and how to do them correctly.

Owing Taxes Back to the Seller

Why you owe tax back to the seller as part of your cash to close.

The Closing Process

The Closing Process, including who is involved and the timing of the various steps.

Receiving Gift Funds

Receiving Mortgage Gift Funds, including common mistakes to avoid.

Escrow Accounts

Escrow Accounts, what they are, and how they work.

Assets (Checking, Savings, 401k, Etc.)

Usable Asset Sources (Checking, Savings, 401k, Etc.) for a mortgage.

Document Tips

How to Get us Documents Securely

How to get us documents securely and correctly the first time.

Documenting Your Assets Properly

How to provide the proper documents for your asset accounts.

Using Mobile Device Photos Correctly

How to properly take images of from your mobile device to easily send us documents.

Bank Account Activity Printouts

How to easily get us bank activity printouts correctly.